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| Welcome To oChristian Finance.
MOST PEOPLE SPEND more time planning a two-week vacation than they do planning their family's financial future. Like a vacation, however, if you want to arrive at a desired financial destination,
you must first establish a plan, then follow it as best you can.
How much money you have is not always a reflection of how much you make. Free-spiritedly riding the financial wave from week to week is both risky and restrictive.
Each of us chooses, either purposefully or passively, how we invest our time and treasure. The wise man invests his life carefully, using the temporary currencies of this life to gain riches that will last forever.
How can we become better stewards of God's money? The key is to acknowledge that it takes more than math skills to make savvy financial decisions.
The growing series of articles on this site is intended you aid you in handling the finances that God has entrusted to you, in a manner that would be pleasing to Him. Proper handling on money, debt,
and investment will go a long ways towards helping you lead a more productive, healthier, and happier life, free from financial worries.
|» Money Management|
Tips on tithing, saving tips, budgeting, saving for retirement, money principles, making a will, banks, bank accounts, and more.
• Christian Money Management
Reviewing these words will help you to know what money was intended for and what it is not. Money, like all good and perfect gifts, and be misused.
• Finding God's Best in Managing Your Money
God has a best plan for each of our lives. To guarantee freedom from anxiety in financial affairs, we need to follow two basic Biblical principles.
• Teaching Your Kids Gods Money Principles
It is our duty to our children to teach them about Jesus, basic morality, respect, and the appropriate money management skills.
• Giving to God and Tithing
Everything that we have belongs to the Lord, so we give because God has given to us, and that He promises to bless us back for what we give.
• 66 Money Saving Tips
For many purchases, you can get valuable advice and comparisons on the Internet, and follow these money saving tips to help you get the best deal.
• Creating a Budget That Works
As a consumer, you face many choices on how to manage your money. Creating a budget that works will go a long way towards what you want to achieve.
|» Debt and Credit|
Tips on choosing a credit card, credit repair, credit reports, debt consolidation, bankruptcy, debt management, and more.
• Getting Out of Debt
Having trouble paying your bills? Getting nasty notices from creditors? Tips on how debt can be overcome by changing your spending habits.
• All About Credit Reports
Since your credit report influences whether you are able to buy a home and get a job, it is extremely important to understand your credit rating.
• Choosing a Credit Card
Tips on choosing a credit card that's right for you. Find out about grace periods, finance charges, fees, credit limits, and liability.
Tips on auto insurance, health insurance, home owners insurance, and life insurance, as well as how to save money.
• Tips on Buying Life Insurance
Life insurance is to replace income that would be lost if the policyholder dies. If you have this concerns, you may have considered buying life insurance.
• How to Lower Your Homeowners Insurance Costs
Tips on homeowners insurance, how to find the best price, the best coverage, as well as how to save money.
|» Identity Theft|
Tips on protecting yourself from internet pirates, safe online shopping, protection from identity theft, securing your computer, and more.
• Securing Your Computer Online and Offline
Tips on how to ensure your personal computer safety online and offline, as well as guarding your personal and sensitive information from internet pirates.
• Minimizing Your Risk of Identity Theft
Learn how to protect yourself from identity theft by safeguarding your personal information. Minimize your risk and protect yourself and your family.
• Protect Yourself From Internet Pirates
Learn how to protect yourself from internet fraud, or phishing. Safeguard your account numbers, passwords, and other confidential information.
• Shopping Online Safely
Shopping online offers lots of benefits that you won't find shopping in a store or by mail. Ensure that your online shopping experience is a safe one.
Information on different types of loans including debt consolidation tips and scams, student loans, business loans, and saving money on your loan.
• Before You Borrow
The best decision we can make as good stewards of God's money is to never owe money. But there may be cases where there's no other way out.
• Debt Consolidation Fraud and Scams
Turning to a company that offers help with debt problems may seem like a good solution, but be careful of ads that offer quick fixes on debt relief.
• Loan and Debt Consolidation
With more and more Americans in financial trouble, financial institutions are offering debt consolidation loans as a way out, but are these a good idea?
A home is one of the largest investments most of us will ever make. How to find the best mortgage, information on reverse mortgages, home equity loans, second mortgages, and information you need to make an informed decision.
• Deceptive Mortgage Ads
When shopping for a mortgage to buy a home or refinance an existing loan, you may see or hear deceptive ads with offers of low rates or payments.
• What are Mortgage LockIns
An explanation of mortgage lock-ins, and how they can benefit you. When ready to settle on your loan, you'll want to get the loan terms that you've locked in.
• Home Equity Loans
Explains about home equity loans, what should you look for when shopping for a plan, as well as your rights and responsibilities.
• Finding the Best Mortgage
A mortgage price and terms may be negotiable. Shopping, comparing, and negotiating may save you thousands of dollars.
• Mortgage Calculator
Figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan, down payment percentage, and the loan's interest rate.
|» Buying A Car|
Tips on buying a vehicle, safe vehicles, auto loans, leasing vs. buying a car, money saving tips, car insurance information, and more.
• How To Buy A Used Car
Before you start shopping for a safe and reliable car at the right price, spending some time now doing your homework may save you serious money later.
• Tips on Buying a New Car
Knowing how to go about getting the best deal on making a new car purchase will help you and your family be better stewards of God's resources.
• Leasing a Vehicle vs Buying
This information will help you compare lease offers vs. vehicle buying, and negotiate a lease that best fits your needs, budget, and driving patterns.
• Buying A Safer Car
Tips on buying a safer vehicle, and keeping your family safe. Safety is one of the most important considerations when buying a family vehicle.
|» Other Resources|
Information on other financial, personal, and family necessities of life such as making a will, finding a job, future planning, and paying taxes.
• Strategic Business Concerns: Learning How to Anticipate the Unexpected
A checklist to arm and inform you on a wide host of tax, operational and financial issues you will want to come back to again and again.
• Atlanta CPA Teaches Business, Church and Ministry Financing
Perhaps the most important first step is the development of a Business Plan to help you along the way to ensure that your plans are achieved.
• Funeral Planning
People grapple with many questions as they arrange or pre-arranging funerals for loved ones. What are your rights and options?
• Finding God's Plan For Your Income Taxes
Have you thought about your income taxes for the coming year? Maybe you'll be in line at the Post Office before the stroke of midnight on April 15.
• Ready for the Future
Most of our greatest fears will never come to pass! Yet we spend our time speculating on what might happen and how we will deal with it when it does.
• God's Way of Finding a Job
If you find yourself in the job market, remember that God has planned a particular job for you. He designed it for you before the beginning of time.
• Making a Will
Although wills are easy to create, about half of Americans die without one. By making a will you decide what happens to your property after your death.